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Goals to hit before reaching 30

Goals to hit before reaching 30

2020 has been a rather eventful year for me. I remember in January, I was looking forward to the rest of the year with travel places in mind. Never did I know that the world will be hit by the COVID-19 pandemic.

That said, it has been a fulfilling one so far and with 4 more months to go before the end of 2020, and 11 more months before I officially turn 30, I thought it will be good to list down some goals for myself to hit.

My 20s has arguably been one of the most memorable time of my life. Possibly it was because of minimal responsibilities, but my goals, mindset and outlook start to shift once I approach 30. I figured it could be because there are more at stake in your 30s eg starting a family, buying a house, raising kids etc.

Hence, here are some of the goals that I would like to achieve before hitting the big 3.

A. Obtain a real estate salesperson licence

I was always interested in the real estate market but never knew where to start. This changed when I joined the sales team of my firm and my boss was actually the one who got me started. Since joining 1.5 years ago, we have both closed two big institutional real estate deals and that was when I decided to take my real estate knowledge to the next level.


Source: Finance and Toast. At one of the asset tours in Frankfurt with our client.

Having the luxury of working from home meant that I saved a lot on travelling time. With the extra time saved, I decided to sign up for a real estate course from Hastor, to understand more about the real estate market, the government policies driving it, and the law governing it. In addition, we also learned more about the different types of real estate (residential, commercial, industrial and special properties), how to finance your home and marketing principles of properties. All these will be very helpful in making informed decisions when purchasing your first home.

Below shows the entire syllabus covered during the course.


Source: Council for Estate Agencies

Also, getting a real estate salesperson licence open up doors to other real estate functions and increase my employ-ability in areas below.

RE jobs

Source: Finance and Toast


B. Launch a joint venture with two friends

I have been in several discussions and brainstorming ideas with two of my close friends on launching a beverage side hustle where we will focus on milk-based products such as coffee and tea. Having started out FinanceandToast and Watchcare, I know how difficult it is to be a one-man show running all aspects of the business / operations.

Hence, I believe with two of my friends, we create good synergy as we have a certified accountant, an operator by trade, and I, a marketer by nature. Our plan is to focus on 1. getting the taste and the quality right, 2. finding the optimal pricing,  and 3. creating a compelling brand. We have no intention to go head-to-head with some of the established brands out there, but rather to spread the word on good quality milk-based products.

As we all hold full time jobs, the launch will only be in phases but we are all very excited to see what we can bring to the market. I will provide more updates in this blog once we have officially launched this venture. For now, please find a teaser of our brand. You can already follow us on Instagram (@threeguysbrew) or like our Facebook page (@threeguysbrew).

Three Guys Brew logo_vF I

Source: Finance and Toast


C. Finish up writing an e-book

Something that I’ve always wanted to do is to write an e-book, sell it, and get passive income. I have started writing one but am only 30% completed. Writing an e-book is not as easy as it seems as it requires a lot of proofreading, checking of the flow, and making sure that the book is of value. The last you want to do is someone buying your book and think that it is absolutely useless.

Hence, one of my goal before 30 is to actually publish an e-book and get passive income. You just need to write a good e-book and market it well, and you can reap the fruits of your labour forever.


Source: Unsplash


D. Backpack and explore countries in South East Asia

I know this is largely dependent on the progress of the pandemic, but if leisure travel resumes early next year, one of my goals is to backpack and explore countries in South East Asia.

South East Asia has many hidden gems and travelling around should not be as costly as compared to Europe and US. Also, I will be keen to know more about the history and culture of the countries there.

Bonus: food there is cheap and good as well 😉

Places that I would love to visit include Vietnam, Cambodia, and Myanmar.


Ha Long Bay, Vietnam

ang kor wat

Angkor Wat, Cambodia


Bagan, Myanmar

I’ve also found some good reads on South East Asia adventures and sight-seeing below.






E. Exercise more and pick up a new sport

I know exercising is one of the most basic things that we should do but this whole work-from-home setup has somewhat caused me to lead a sedentary life. With people advocating against going to the gyms for the time being, I find myself reducing the number of workouts as time goes by.

Hence, for the next 11 months before I hit 30, I want to increase the intensity and quantity of my workouts and incorporate both strength training and cardio in it. I know how much regular exercising can bring about positive benefits to us.

Apart from exercising, I also want to challenge myself and pick up a new sport such as tennis or golf. It has been something that I’ve been saying for a long time but I never actually got to it.

So now with this goal in mind, hopefully I will be able to share more about the new sport that I pick up.


Source: Tennis Nerd


The above lists that I have written are based on my budget, time, current circumstances and other factors which I ascertain to be realistic before I hit 30 years old in 11 months.

What are some of the goals that you would like to hit before 30? Share with us in the box below.

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Warmest regards,

Finance and Toast

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