A Penny Saved is a Penny Earned

Tag: Investments

PropNex: Riding the Wave

PropNex: Riding the Wave

The Singapore residential real estate market has been buoyant despite the pandemic which left a dent in most sectors of the economies last year. Despite the circuit breaker,  real estate activity was still very healthy with developers selling 10,024 private housing units in 2020, surpassing […]

ComfortDelgro: Why my thesis does not hold true anymore

ComfortDelgro: Why my thesis does not hold true anymore

Investing is personal. It is hard to determine whether one’s decision is right or wrong. Because, how sure can we be? I am a person where I have to at least like or love the company to some extent before I buy it. And when […]

Why going through a market downturn early in your career is one of the best lessons ever

Why going through a market downturn early in your career is one of the best lessons ever

2020 was the first year I experienced a major market downturn. Stock prices slid rapidly, and I saw my paper gains quickly turned into paper losses. As much as I can be reminded of Warren Buffett’s quote of “Be greedy when others are fearful, and […]

Why the young have a very different mindset from their parents now

Why the young have a very different mindset from their parents now

Recently, I came across an interesting article called “Why Chinese youngsters are embracing a philosophy of “slacking-off“. Gone are the days in the past, where workers born between 1950s-1980s followed the old school mentality of working hard, working long hours, and enduring hardship so as […]

A Look Back on Year 2020

A Look Back on Year 2020

What a year 2020 has been. There were lots of ups and downs, but ultimately, there were many things to be grateful for. The COVID-19 pandemic has brought about some positive things in me such as re-shaping the way I think about work, sharpened my […]

Why I think being a generalist is better than a specialist

Why I think being a generalist is better than a specialist

If you had a choice, would you be a portfolio manager who knows a bit of every sector and ultimately make the final decision to allocate money, or would you be an equity analyst specializing in healthcare? If I had a choice, I would rather […]

What I would do differently if I was 16 years old all over again

What I would do differently if I was 16 years old all over again

How does it feel to earn $30,000 in a month at the age of 16 years old? It must have felt wonderful I’m sure. Recently I came across an article which details this 16-year-old student, Remus Er, from Geylang Methodist School, raking in $30,000 a […]

Finance and Toast: First Portfolio Review

Finance and Toast: First Portfolio Review

I am proud to present the first series of Finance and Toast’s portfolio review! It is an exciting topic for me as I share what my holdings are like and at the same time bounce investment/portfolio management ideas with people. I struggled internally for a […]

Why taking a real estate course is one of the best decisions of my life

Why taking a real estate course is one of the best decisions of my life

At some point in our lives, we all have to buy a home to live in. Buying a home can be a stressful process given that it will be one of the biggest purchase of your life. Hence, the more you understand about real estate, […]

Goals to hit before reaching 30

Goals to hit before reaching 30

2020 has been a rather eventful year for me. I remember in January, I was looking forward to the rest of the year with travel places in mind. Never did I know that the world will be hit by the COVID-19 pandemic. That said, it […]