A Penny Saved is a Penny Earned

Tag: Investments

What I would do differently if I was 16 years old all over again

What I would do differently if I was 16 years old all over again

How does it feel to earn $30,000 in a month at the age of 16 years old? It must have felt wonderful I’m sure. Recently I came across an article which details this 16-year-old student, Remus Er, from Geylang Methodist School, raking in $30,000 a […]

Finance and Toast: First Portfolio Review

Finance and Toast: First Portfolio Review

I am proud to present the first series of Finance and Toast’s portfolio review! It is an exciting topic for me as I share what my holdings are like and at the same time bounce investment/portfolio management ideas with people. I struggled internally for a […]

Why taking a real estate course is one of the best decisions of my life

Why taking a real estate course is one of the best decisions of my life

At some point in our lives, we all have to buy a home to live in. Buying a home can be a stressful process given that it will be one of the biggest purchase of your life. Hence, the more you understand about real estate, […]

Goals to hit before reaching 30

Goals to hit before reaching 30

2020 has been a rather eventful year for me. I remember in January, I was looking forward to the rest of the year with travel places in mind. Never did I know that the world will be hit by the COVID-19 pandemic. That said, it […]

Best advice from a 37 year old Private Real Estate Managing Director

Best advice from a 37 year old Private Real Estate Managing Director

Today I had a chance to speak with a Managing Director from my firm’s Private Real Estate team. It is not every day that I get to speak with someone of that level on a 1:1 basis, so I thought I’d share some of the […]

Day in the life of a RFP writer at an asset management company

Day in the life of a RFP writer at an asset management company

Some of our readers have told us that they enjoy reading our series of “A Day in the Life of a …” after we published our first post here. So here we are with another series of: A day in the life of a RFP […]

Luck + hard work + guts = winning formula

Luck + hard work + guts = winning formula

For Finance and Toast’s 20th post, I wanted to celebrate this mini achievement. I started this website almost a year and a half ago, but due to work commitments, I was not able to keep up to the demands of it. For those of you […]

Why every student should go for an exchange program

Why every student should go for an exchange program

As I believe that travelling will be disrupted for at least 6 more months due to COVID-19, I took a look back on my exchange program that happened 6 years ago. It was definitely one of my fondest memory in university and I urge every […]

What is The Watch Fund? Sneak peak into an extraordinary albeit bizarre investment scheme

What is The Watch Fund? Sneak peak into an extraordinary albeit bizarre investment scheme

Having been in the asset management industry for more than four years, I have come across a ton of funds ranging from mutual funds, commodity funds, hedge funds and private equity funds. But today, it is the first time that I stumbled across something called […]

Easy steps to open your CPF Investment Account (with illustration)

Easy steps to open your CPF Investment Account (with illustration)

There are numerous articles out there talking about CPF Investment Account and CPF Investment Scheme. But most do not show step-by-step on how to open a CPF Investment Account. At least not when I was researching on how to do so previously. Hence, I’ve decided […]