A Penny Saved is a Penny Earned

Recent Posts

What is Overemployment

What is Overemployment

What is overemployment? Overemployed or overemployment is loosely a concept where people hold 2 or more full-time jobs (preferably remotely) to generate higher income in the same amount of time they would otherwise have if they had only held 1 full-time job. I recently came […]

Tax Matters Part 2: Reclaiming withholding tax for dividends on Switzerland shares

Tax Matters Part 2: Reclaiming withholding tax for dividends on Switzerland shares

As tax matters are an important aspect of personal finance, we are continuing with Part 2 of this short series. For Part 1 of our article on tax matters, do click here. If you’re working in a Swiss-listed company like me, there is a good […]

Tax Matters Part 1: Did you know that you can defer taxes on your ESOP for up to 5 years

Tax Matters Part 1: Did you know that you can defer taxes on your ESOP for up to 5 years

Although tax filing season for individuals in Singapore is over, this post may come in handy in the future. With taxes ingrained in our everyday life – think goods & service tax, electricity and water tax, airport tax, electronic road pricing (ERP), income tax, and […]

Budgeting for a two weeks trip to Switzerland

Budgeting for a two weeks trip to Switzerland

Everybody loves reading about travel posts. I believe it is due to the imagination it gives us when we are not physically able to be present in another country. With global travel slowly recovering to pre-pandemic levels, I too, went on a two weeks trip […]

Introducing: PropertyGuru Finance SmartRefi, A Smarter Way to Save

Introducing: PropertyGuru Finance SmartRefi, A Smarter Way to Save

Most of us would have come across PropertyGuru while searching for a home. Even with the recent market turmoil, it did not stop a particular HDB at Henderson Road from breaking new records, showing the resilience of the local property market. PropertyGuru, has become such […]

The Rise of Card Trading as Alternative Investments

The Rise of Card Trading as Alternative Investments

I first got exposed to alternative investments in 2016 when I did my internship as a fund of hedge funds summer analyst. Subsequently, I landed a role in a Private Equity firm which further broadened my horizon in the world of alternative investments. These days, […]

Concept of Wealth

Concept of Wealth

Lately, I was doing my evening run and the concept of wealth popped up in my head. What is wealth to me I thought? I have always focused on money in the absolute sense of wealth, but I realized that this concept is fundamentally flawed. […]

Diversification is Not a Magic Elixir

Diversification is Not a Magic Elixir

Diversification is not a magic elixir. These are the words mentioned by Howard Marks, co-chairman of Oaktree Capital Management, and one of those widely regarded in the investing community, in his latest podcast. The link to this 34 minutes podcast is given here, but I […]

Takeaways from the Book The Ride of A Lifetime by Bob Iger (Disney)

Takeaways from the Book The Ride of A Lifetime by Bob Iger (Disney)

The Ride of A Lifetime – Lessons Learned From 15 Years as CEO of the Walt Disney Company by Bob Iger is the fourth book that I’ve read this year and I must say, it is one of the best books I’ve ever read. It […]

Why tech is too big a sector to ignore

Why tech is too big a sector to ignore

I had my early venture into tech stocks during my undergrad days when I knew nothing much about it. In 2014, I bought Groupon (NASDAQ: GRPN) and flipped it for a USD 500 profit. Bear in mind that I knew nothing about the valuation and […]