A Penny Saved is a Penny Earned

Entrepreneurship

PropNex: Riding the Wave

PropNex: Riding the Wave

The Singapore residential real estate market has been buoyant despite the pandemic which left a dent in most sectors of the economies last year. Despite the circuit breaker,  real estate activity was still very healthy with developers selling 10,024 private housing units in 2020, surpassing […]

Why going through a market downturn early in your career is one of the best lessons ever

Why going through a market downturn early in your career is one of the best lessons ever

2020 was the first year I experienced a major market downturn. Stock prices slid rapidly, and I saw my paper gains quickly turned into paper losses. As much as I can be reminded of Warren Buffett’s quote of “Be greedy when others are fearful, and […]

Why the young have a very different mindset from their parents now

Why the young have a very different mindset from their parents now

Recently, I came across an interesting article called “Why Chinese youngsters are embracing a philosophy of “slacking-off“. Gone are the days in the past, where workers born between 1950s-1980s followed the old school mentality of working hard, working long hours, and enduring hardship so as […]

Takeaways from the Book What it Takes, Lessons in the Pursuit of Excellence by Stephen Schwarzman

Takeaways from the Book What it Takes, Lessons in the Pursuit of Excellence by Stephen Schwarzman

The book, What It Takes, Lessons in the Pursuit of Excellence by Stephen Schwarzman, was recommended by an ex-colleague and friend of mine. Naturally, being in the private equity industry, this book piqued my interest. I still remembered my ex-colleague telling me about this book […]

A Look Back on Year 2020

A Look Back on Year 2020

What a year 2020 has been. There were lots of ups and downs, but ultimately, there were many things to be grateful for. The COVID-19 pandemic has brought about some positive things in me such as re-shaping the way I think about work, sharpened my […]

Why I think being a generalist is better than a specialist

Why I think being a generalist is better than a specialist

If you had a choice, would you be a portfolio manager who knows a bit of every sector and ultimately make the final decision to allocate money, or would you be an equity analyst specializing in healthcare? If I had a choice, I would rather […]

What I would do differently if I was 16 years old all over again

What I would do differently if I was 16 years old all over again

How does it feel to earn $30,000 in a month at the age of 16 years old? It must have felt wonderful I’m sure. Recently I came across an article which details this 16-year-old student, Remus Er, from Geylang Methodist School, raking in $30,000 a […]

Things I’ve learned from my encounter with a German Real Estate Manager

Things I’ve learned from my encounter with a German Real Estate Manager

I believe that real estate (especially residential) is very close to most Singaporeans’ hearts. After all, we need a house to live in. And for the well-to-do ones, they are likely to buy residential properties for investments. However, I find that not much is being […]

6 things I learned from the corporate world

6 things I learned from the corporate world

Having done 5 internships, and changed 4 full-time jobs, I believed I have seen my fair bit of the inner workings of the corporate world and also the types of characters within it. The corporate world is an extremely tricky place. You not only have […]

Finance and Toast: First Portfolio Review

Finance and Toast: First Portfolio Review

I am proud to present the first series of Finance and Toast’s portfolio review! It is an exciting topic for me as I share what my holdings are like and at the same time bounce investment/portfolio management ideas with people. I struggled internally for a […]