A Penny Saved is a Penny Earned

Equities

PropNex: Riding the Wave

PropNex: Riding the Wave

The Singapore residential real estate market has been buoyant despite the pandemic which left a dent in most sectors of the economies last year. Despite the circuit breaker,  real estate activity was still very healthy with developers selling 10,024 private housing units in 2020, surpassing […]

ComfortDelgro: Why my thesis does not hold true anymore

ComfortDelgro: Why my thesis does not hold true anymore

Investing is personal. It is hard to determine whether one’s decision is right or wrong. Because, how sure can we be? I am a person where I have to at least like or love the company to some extent before I buy it. And when […]

Why going through a market downturn early in your career is one of the best lessons ever

Why going through a market downturn early in your career is one of the best lessons ever

2020 was the first year I experienced a major market downturn. Stock prices slid rapidly, and I saw my paper gains quickly turned into paper losses. As much as I can be reminded of Warren Buffett’s quote of “Be greedy when others are fearful, and […]

Takeaways from the Book What it Takes, Lessons in the Pursuit of Excellence by Stephen Schwarzman

Takeaways from the Book What it Takes, Lessons in the Pursuit of Excellence by Stephen Schwarzman

The book, What It Takes, Lessons in the Pursuit of Excellence by Stephen Schwarzman, was recommended by an ex-colleague and friend of mine. Naturally, being in the private equity industry, this book piqued my interest. I still remembered my ex-colleague telling me about this book […]

A Look Back on Year 2020

A Look Back on Year 2020

What a year 2020 has been. There were lots of ups and downs, but ultimately, there were many things to be grateful for. The COVID-19 pandemic has brought about some positive things in me such as re-shaping the way I think about work, sharpened my […]

Why I think being a generalist is better than a specialist

Why I think being a generalist is better than a specialist

If you had a choice, would you be a portfolio manager who knows a bit of every sector and ultimately make the final decision to allocate money, or would you be an equity analyst specializing in healthcare? If I had a choice, I would rather […]

Things I’ve learned from my encounter with a German Real Estate Manager

Things I’ve learned from my encounter with a German Real Estate Manager

I believe that real estate (especially residential) is very close to most Singaporeans’ hearts. After all, we need a house to live in. And for the well-to-do ones, they are likely to buy residential properties for investments. However, I find that not much is being […]

Finance and Toast: First Portfolio Review

Finance and Toast: First Portfolio Review

I am proud to present the first series of Finance and Toast’s portfolio review! It is an exciting topic for me as I share what my holdings are like and at the same time bounce investment/portfolio management ideas with people. I struggled internally for a […]

Why taking a real estate course is one of the best decisions of my life

Why taking a real estate course is one of the best decisions of my life

At some point in our lives, we all have to buy a home to live in. Buying a home can be a stressful process given that it will be one of the biggest purchase of your life. Hence, the more you understand about real estate, […]

Tips to improve public speaking so as to boost your career value

Tips to improve public speaking so as to boost your career value

Not everyone is naturally gifted in public speaking. Steve Jobs, Warren Buffett, and the other Ted Talk speakers that you see on YouTube? They put in lots of hard work behind the scenes before it comes as natural to them. However, eloquence can be improved […]